List of Affordable Health Insurance in Florida » nTells

List of Affordable Health Insurance in Florida List of Affordable Health Insurance in Florida




List of Affordable Health Insurance in Florida » nTells

List of Affordable Health Insurance in Florida List of Affordable Health Insurance in Florida (nTells)

Francis Izuoba
wrote in Business & Finance
Posted on 2020/11/25
Last edited 27th November 2020 08:37:45 AM
List of Affordable Health Insurance in Florida
https://ntells.com/news/list-of-affordable-health-insurance-in-florida

Affordable Health Insurance in Florida - Health Insurance is essential to both you and your budget.

If you have heard of or have read about health insurance in the past, one constant thing in all those is the price tag.

There is no joke that health insurance is usually very expensive but now, we have a compiled list of companies that offers health insurance at a cheaper rate that can be affordable to all.

We will be focusing most of our attention in Florida to tell you how health insurance works, what it covers and what it doesn`t and a few good companies that offers it on a cheap in Florida.


Affordable Health Insurance in Florida

What is Health Insurance?

Health Insurance is a type of coverage that partially pays for any health-related cost you incur.

Unlike car insurance, you aren`t required to have health insurance. However, it is required for you to have some kind of coverage to protect you from bearing the cost of your prescription and medical care on your own.

You make a flat payment rate to your health insurance company every month in exchange, your health insurance company covers a percentage of your medical Care costs after you reach your deductible.

A deductible is the amount of money that you need to spend before your health insurance kicks in and starts covering your expenses.

Once you reach your deductible, you only need to pay your coinsurance which is a small percentage of care costs.



Affordable Health Insurance in Florida

Average Cost of Health Insurance in Florida

The average Floridian pays $393 a month for health insurance premiums if they have an individual plan. The average premium of $1,021 per month if you have a Family plan.

However, the specific amount you will pay for coverage depends on a number of factors ranging from whether you smoke or not to your plan type.


Affordable Health Insurance in Florida

Types of Health Coverage

There are multiple types of health coverage. The type of plan you choose will dictate how much you pay, whether you a referral to see a specialist and which health care providers you may see.

 

1. Health Maintenance Organization (HMO) plans

HMO plans require that you only see a doctors, specialists and health Care providers within the organization Network.

You cannot see any health care providers outside of the network and you must get a referral to see a specialist.

HMOs are the most affordable type of plan, but they give you the least amount of freedom to choose which care providers you see.


2. Preferred provider Organization (PPO) plans


- ADVERTISEMENT -


PPO offers a network of doctors and specialist but do not require that you see them. You will pay an additional fee if you see a health care provider outside of your Network.

You don`t need a referral to see a specialist outside of your network. PPO plans are usually more expensive than HMO


3. Point of Service (POS) plans

POS plans are a mix between HMO and PPO. You can see doctors and specialists out of your network like the PPO plan however you will still need a doctor`s referral to see a specialist like the HMO plan.

POS plan can allow you to see the health care provider you want at a reduced rate compared to PPO.



Affordable Health Insurance in Florida

Cheapest Health Insurance Providers in Florida

There a lot of cheap health insurance Providers but we bring to you the ones that are not just cheap, but the best.


1. Aetna

Aetna is one of the most affordable health insurance company in Florida.

It offers low cost individual, family and business plans options.

ACA approved plans are available for as little as a few hundred dollars a month and make Aetna one of the best Health Insurance choices for those living on a budget.

Aetna also has a student health plan if you attend a 2 - 4 year University.


2. Humana

Humana offers both HMO and POS plans in Florida at competitive rates.

Plans from Humana are also one of the lowest if you are over the age of 45.

Some of Humana affordable plans also include home health care, a rare addition to ACA required plans. Medicare plans are also available to those who qualify.


3. Florida Blue

Florida Blue is a subsidiary of Blue Cross, a nationwide Health care provider.

Florida Blue offers PPO plans which give you the most freedom to choose your doctors and health care service providers.

This can be beneficial if you have a chronic condition or a long time relationship with a Health Care provider and you don`t want to begin treatment with a new doctor.

Florida Blue offers subsidiaries to help you reduce the cost of health care if you are living on a fixed income.

Florida Blue ACA complaint plans also include free preventive care like physicals, vaccines and mammograms.


4. Cigna

Cigna Health care plans are affordable and include all ACA compliant benefits.

Four out if five people who choose a Cigna plan qualify for federal subsidy to lower their premium.

Cigna`s plan includes free preventive care, you will pay nothing for medically necessary vaccinations, Health screenings and even some preventive prescription drugs.

You can also unlock discounts on gym memberships, health clubs and more to help you maintain your health.

Also Read THE DISREGARD FOR HUMAN LIFE: A GREAT CONCERN




Please share this page

Comment below and tell the world



If you have a story you want to share to the world, send it to [email protected], chat here or whatsapp or click here to send it now.



Be the first to comment

What's Your Opinion on List of Affordable Health Insurance in Florida.. reply



About nTells

We are the number one lifestyle, educational, advertising, web and graphic designs platform. Our mission as part of our many unending visions to leave the world better than we've found it, we work hard to provide relevant information, to make every organisation and individual unique with their content and products. moreJoin us



Related Topics




Popular Pages

LA BUENA VIDA .. KASARACHI FAVO.. TINACY's P.. Stella Onye Ok.. 17 Great Books.. Mmaduabuchi C... 9 Best Latest .. Top 7+ Fastest.. Top 9 Most Aff.. Okeakpu Grace Rosemary Josep.. Ken Asika LA BUENA VIDA .. Iloh Augustin.. Asheazi Jatau 27+ Best Chris.. 10 Best Window.. Loveth Obi Peter Nduka 10 Unique HP L.. nTells I.T Tra..

Melancholy Tem.. The influence .. THE POWER OF S.. Freedom THOUGHTS AND O.. Manifestations.. Healthy Cells,.. Theory of the .. "Man know .. 21 Best Busine.. How to prepare.. How To Know Th.. How to use Act.. Migraine Heada.. Dreams and Rea.. Mind Identific.. Manipulation i.. Your Awakening.. Identifying th..
We rely on advertising to provide you with free content!
Please allow cookies in your browser settings for smooth functioning of the platform. We use cookies from Google to enhance your experience, to display customized content in accordance with your browser settings, and to help us better understand how you use our website. By not taking action, or continuing to site, you indicate your agreement.


Support our works on nTells

We depend on your support to operate.
Help us create a more trustworthy Internet with good information!

Donate

Recommended



nTells 2017 · 2021© All Rights Reserved
Hosted · Digital Ocean · Use & Get FREE $100 Credit Now!