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A credit card is so important in every business, you just have to use it wisely and avoid making purchases your company can`t afford. Small business credit cards typically have higher spending limits and more generous rewards programs than other consumer cards.
Some great benefits such as low APRs, attractive balance transfer promotions, personalized concierge service, and fringe benefits can be gotten from some of these business credit cards. Some also have a cheaper annual fee.
Qualifying for business credit cards is kind of different from qualifying for consumer credit cards because some issuers simply require you to submit a valid Social Security number and affirm in writing that you will only use the card exclusively for business purposes, business credit cards are exempt from some of the protections of the CARD Act, including the requirement that card issuers regularly notify cardholders of changes in terms and conditions.
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